I’m an existing client. Do I have to move my accounts?
Who you work with is your choice. We will continue to offer clients personalized service with the trust and honesty you have come to know us for. If you’d like to continue to work with us, please contact us. We’d love to hear from you!
Who is &Partners and why do you work with them?
&Partners is our broker-dealer and investment adviser platform, the firm through which we offer securities and advisory services. They are dually registered as a broker-dealer and a registered investment adviser, and they are advisor- and employee-owned, which is the part that mattered to us. There are no call centers and no layers to get through. Your assets themselves are held at National Financial Services LLC, a Fidelity company, one of the industry’s most established custodians. We chose &Partners because their model lets us own our practice and our client relationships outright, which is the whole reason we made this move.
Where will my money be held after the transition?
For many of our clients, your money will remain at National Financial Services (NFS), where they are held today. NFS is an industry leading custodian and we have been partnering with them for over 25 years. If you are not currently at NFS, we are confident that it will be an easy and straightforward transfer process.
Why did Meryl and Michele make the move to Sapphire Compass Advisors?
After years in a growing corporate environment where changes in leadership and ownership made clients feel like “just a number,” we chose to return to our independent roots. Building our own boutique practice gives us full ownership over our client experience, helps to ensure long-term stability and direct partner access without corporate noise.
What happens in the first meeting?
We talk, and we do not present anything. The first conversation is about your situation: what you have, what you owe, what you want the next stretch of your life to look like. There is no plan to review yet, because we have not built it. Most people find it is the first time they have said all of it out loud in one sitting.
What is your investment philosophy?
We focus on disciplined, long-term asset allocation tailored to your specific life goals. We do not engage in market timing or individual stock picking; instead, we use broad diversification to soften market ups and downs and help deliver sustainable, steady growth.
What services do you offer beyond investment management?
We provide complete 360° financial planning. This includes retirement income strategies, 529 education funding, risk and insurance evaluations (Long-Term Care, Life, and Disability insurance), and direct coordination with your estate planning attorney.
Who do you typically serve?
While centered in the New Jersey and New York area, we serve affluent pre-retirees, retirees, business owners, divorced or widowed women, and families across the country who value a personal, hands-on fiduciary partnership